Welcome to the Healthy Way to Bank!®
With the merger of Silgan Credit Union and HealthCare Associates Credit Union (HACU), all Silgan employees—and their family members—are now eligible for the benefits of membership with HACU.
There's some important information about changes to your account(s) that we've outlined in our transition guide as well as below.
For Silgan FAQs, visit click here.
Here's What's Changing
You’ll be receiving your new member number the week of November 1.
Check out the features of your new primary Savings Account:
- No limit on deposit amounts
- 24/7 account access through My247® Digital Banking
- 24/7 account access through Telephone Teller (PAM): 800.213.6445
- Deposits may be made through direct deposit, mail, deposit-taking ATMs, DeposZip or at any of our branch locations
- Withdrawals can be made at a branch, using your ATM card at one of our over 75,000 surcharge-free ATMs and at any of the over 5,000 shared branch locations1
Your new Savings Account comes with an a new way to access your funds. You’ll be receiving a new card that can be used at any of our over 75,000 surcharge-free ATMs nationwide. More details will be provided when you receive your card.
Want more out of your membership? Open a Totally Free Checking Account and you'll reap the benefits of:
- High-yield interest opportunity of 3.00% APY*
- No-minimum balance requirements
- Reward Points program2
- Free Visa® debit card
If you are paying your loan by payroll deduction, that amount will now go into your savings account first and then transfer to your loan. You can also make your payment online using My247 Digital Banking. If paying by check, you can send payment to HealthCare Associates CU, PO Box 3053, Naperville, IL 60566-9929.
You will continue to receive paper statements; however, these will now be mailed to the primary address on file. You can also sign up for eStatements online after you register for My247® Digital Banking.
To view which days we are closed for the holidays, click here.
Get to know us!
Here's a quick video about HACU and its employees.
Still have questions?
The "Learn More" button will take you to a summary of our products and services you will be able to take advantage of with your membership.
The "Merger Transition Guide" will explain to you any operational changes that will happen from the merger as well as some frequently asked questions new members may have.
The "Ask a Question" will allow you to send an email directly to our merger team for personalized assistance. Once again, we welcome you and your families to The Healthy Way To Bank!®
LEARN MORE MERGER TRANSITION GUIDE ASK A QUESTION
*Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions. APY = Annual Percentage Yield. Business Checking accounts are not eligible for the high interest return. The dividend rate and APY may change at any time. No minimum balance required to earn the 3.00% APY. Monthly requirements to earn 3.00% APY: direct deposit equal or greater than $500, a minimum of 12 Debit/Check Card transactions per month (Pending transactions and ATM transactions not included), enroll in My247, login once monthly, and consent to receive eStatements. Balances up to $10,000 will earn the stated rate and the portion of the balance over $10,000 will not earn dividends. Fees could reduce earnings. Terms and conditions may apply.
1Visit hacu.org and use the ATM & Branch Locator on our home page to find an ATM or Branch near you. Please note that you will need your Account Number and a valid photo ID to visit a shared branch and we advise calling ahead to verify their hours. Shared branch facilities are equipped to handle standard transactions. Fees may apply for other services. Surcharge-Free ATMs are available through Allpoint, STARsf, Alliance One, Pulse/MoneyPass networks. These networks may overlap and are subject to change at any time.
2Reward Points on signature based credit and debit card purchases. Cash advances, PIN and POS transactions, gambling and car dealership purchases are not eligible. Earn one point for every four dollars spent. Gift cards and cash awards are distributed through Reward Points powered by Extra Rewards.