Credit Cards
Access to the world’s most accepted credit card – VISA
With a HealthCare Associates VISA credit card you can make purchases with confidence while enjoying low rates and great rewards.
APPLY FOR A CARD TODAY
All HACU Credit Cards Feature
- No annual fee
- Low fixed rates
- Reward Points
- No cash advance or balance transfer fees
- Same rate on purchases, cash advances and balance transfers
- No fees for purchases outside the U.S.
- Easy access to cash at ATMs around the world
- Online payments and eStatements
- Real-Time Customized PIN option
- Extra benefits on your purchases
- Norton Lifelock ID Theft and PostMates (Target launch July 2021).
- Fraud Monitoring
- Your security is important to us. We offer our members multiple free fraud monitoring services. Add an extra layer of security to make it harder for someone else to use your Visa card in the unfortunate event your Visa card or account number is lost or stolen.
Free Fraud Monitoring Options
Visa Platinum, Platinum Elite and Platinum Select
With the HealthCare Associates Visa Platinum card, you earn points for money you spend.
- Earn Reward Points for purchases made with any of your HealthCare Associates Credit Union Visa Platinum Credit Cards.
- Redeem your points (through My247 Digital Banking) for cash awards or gift cards from popular merchants. Review available choices in the VISA® Rewards Catalogue
- No enrollment necessary
- No annual fee
- For redemption questions, contact the Awards Redemption Center directly at 855.854.5493
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Visa Platinum Secured
Safely build or re-establish your credit history with the HealthCare Associates Visa Platinum Secured card. This secured credit card works like any other card, and is accepted worldwide.
- Earn Reward Points for purchases made with any of your HealthCare Associates Credit Union Visa Platinum Credit Cards.
- Redeem your points (through My247 Digital Banking) for cash awards or gift cards from popular merchants. Review available choices in the VISA® Rewards Catalogue
- No enrollment necessary
- No annual fee
- Enables you to build credit with a credit limit equal to your security deposit
- Credit limits from $500 up to $2,000
- For redemption questions, contact the Awards Redemption Center directly at 855.854.5493
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First Time VISA Program
Are you new to the lending world and have little or no credit? Are you Looking to get your first Credit Card? We are happy to help with our First Time VISA Program designed for those who are looking to obtain their first major credit card.
- Low rates
- No annual fee
- Free online educational platform to help guide you through your financial health - Enrich Financial Wellness
- Excellent way to establish a credit history
- Must be employed and with current employer for at least 6 months
- Set up automatic loan payments from your hacu checking account
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*HACU Cardholders will earn double Rewards Points on select merchant categories on signature-based credit card and debit/check card purchases. For merchant details and time frames,
click here. Cash Advances, PIN and POS transactions, gambling and car dealership purchases are not eligible for this promotion. Cash Rewards and gift cards are distributed through Reward Points powered by Extra Rewards. Learn more about Reward Points program rates, fees and other cost information by reviewing the terms & conditions at https://www.extraawards.com/hacu. For complete details contact HACU.
