web_landing_page_header_2x_11_2017

Credit Cards

Access to the world’s most accepted credit card – VISA

With a HealthCare Associates VISA credit card you can make purchases with confidence while enjoying low rates and great rewards.

All HACU Credit Cards Feature

  • No annual fee
  • Low fixed rates
  • Rewards Points
  • No cash advance or balance transfer fees
  • Same rate on purchases, cash advances and balance transfers
  • No fees for purchases outside the U.S.
  • Easy access to cash at ATMs around the world
  • Travel Accident Insurance with airline ticket purchase
  • Online payments and eStatements
  • Fraud Monitoring - Your security is important to us.  We offer our members multiple free fraud monitoring services. Add an extra layer of security to make it harder for someone else to use your Visa card in the unfortunate event your Visa card or account number is lost or stolen.

Free Fraud Monitoring Options 


Visa Platinum, Platinum Elite and Platinum Select

With the HealthCare Associates Visa Platinum card, earn 1 point for every $1 you spend.

  • Reward Points - accumulate 1 point for every $1 in purchases for redemption towards cash awards or gift cards from popular merchants
  • No enrollment necessary
  • View and redeem your Reward Points when you login to Internet Branch
  • Review available choices in the VISA® Rewards Catalogue

APPLY NOW


Visa Platinum Secured

Safely build or re-establish your credit history with the HealthCare Associates Visa Platinum Secured card. This secured credit card works like any other card, and is accepted worldwide.

  • Enables you to build credit with a credit limit equal to your security deposit
  • Credit limits from $500 up to $2,000
  • Reward Points - accumulate 1 point for every $1 in purchases for redemption towards cash awards or gift cards from popular merchants
  • Review available choices in the VISA® Rewards Catalogue

APPLY NOW


First Time VISA Program

Are you new to the lending world and have little or no credit?  Are you Looking to get your first Credit Card?  We are happy to help with our First Time VISA Program designed for those who are looking to obtain their first major credit card.  

  • Low rates
  • No annual fee
  • Free online educational platform to help guide you through your financial health - Enrich Financial Wellness
  • Excellent way to establish a credit history
  • Must be employed and with current employer for at least 6 months
  • Set up automatic loan payments from your hacu checking account 

APPLY NOW


*APR = Annual percentage rate. Gift cards and cash awards are distributed through Rewards Points powered by Extra Awards.

**Double Rewards Points on credit and debit card signature based purchases from 11/1 - 12/31/2017. Cash Advances, PIN and POS transactions, gambling and car dealership purchases are not eligible for this promotion. Go to hacu.org for more details on all promotions.