Certificates of Deposit
A versatile and secure way to save for the future.
Maximize your savings with a Certificate of Deposit (CD), a secure and reliable way to grow your funds. CDs offer competitive rates and fixed terms, typically ranging from a few months to several years, providing a predictable return on your investment. Whether you're saving for a wedding, a down payment on a home, or to send your kid to college, we've got a rate and term to help get you there.
Enjoy the benefits of a CD from HACU:
- Competitive Rates guaranteed for the term of your certificate
- Variety of Fixed Terms: Flexible terms ranging from 6 to 60 months.
- Low Minimum Deposit: Open a Certificate of Deposit (CD) with just $500.
Visit a branch, call us at 800.942.0158, or send us a product inquiry email.
OPEN A CD TODAY
Certificates:
Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.
*APY=Annual Percentage Yield reflects the effective rate earned due to compounding of interest. Compounded monthly; paid monthly. Rate quoted of 4.00% APY applies to minimum CD balance of $25,000, for CD balances below $25,000, 3.80% APY applies. $500 minimum to open an account. Penalties apply for early withdrawal: 180 days dividends calculated on the amount withdrawn. Penalty may reduce earnings. At the time of maturity, the certificate will automatically renew for a term of 12 months at the prevailing rate. Terms and conditions may apply. Limited Time Offer. Rate quoted is subject to change, at any time. Please contact a Member Service Representative for details.
