Open a new CD, IRA, or ESA for 40 months and earn 4.0% APY* when you open with new money from another financial institution only! This super rate won't last super long so tally up your funds and bring them to HACU to maximize your super savings!
Certificates of Deposit
A versatile and secure way to save
Certificates of Deposit
Earn competitive dividend rates over terms between 6 and 60 months. Open a CD with as little as $500 and, when your CD reaches maturity, it will renew automatically for another term at our current rate as of the maturity date unless you indicate otherwise. As with all Certificates, there is a penalty for early withdrawal.
Interested in opening an account? Visit a branch, call us at 630.276.5555, or send us a product inquiry email below.
Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.
*APY=Annual Percentage Yield reflects the effective rate earned due to compounding of interest. Quoted APY examples are for a 5 year term. Compounded monthly; paid monthly. $500 minimum to open an account. Rates will apply to new accounts, matured roll overs and bump CDs. Penalties apply for early withdrawal. Penalty may reduce earnings. Rates subject to change without notice. Terms and conditions may apply. Please contact a Member Service Representative for details. Limited time only.
40th Special Rate: APY=Annual Percentage Yield reflects the effective rate earned due to compounding of interest. Compounded monthly; paid monthly. Penalties apply for early withdrawal, penalty may reduce earnings. $500 minimum to open, new money only, and does not apply to existing HACU deposits. Rate quoted of 4.00% is for a 40 month term of new money up to a maximum of $25,000 by member social security number. At maturity, CD renews into a 36 month CD. Rate is based on the balance tier from your balance at time of renewal and the rate in effect at time of renewal. Available on CDs, IRAs and ESAs. Rates subject to change without notice. No institutional accounts. Terms and conditions may apply. Limited time offer. Please contact a member services representative for details.