Click here for current savings rates.
Click here for current loan rates

HealthCare Associates has full access branches in Oak Lawn, Des Plaines and Winfield. More Information

You can use your HealthCare Associates VISA® Check Card at any Cirrus, Star or Allpoint ATM in the U.S. We also have our own surcharge-free ATMs located at the following hospital facilities:

Advocate South Suburban Hospital, Hazel Crest
Rush University Medical Center-Chicago
Mt. Sinai-Chicago
Ann & Robert H. Lurie Children's Hospital-Chicago
Alexian Brothers-Elk Grove Village
St. Alexius Medical Center-Hoffman Estates
And also at our Oak Lawn, Des Plaines and Winfield branches

Yes, each ownership account is insured up to $250,000 per account holder by the National Credit Union Administration (NCUA) and is backed by the federal government. Accounts are insured up to an additional $250,000 by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation's largest private deposit insurer for credit unions.

Choose these options:

1.  Use your HealthCare Associates VISA® Check Card (which also works as an ATM card) at any CIRRUS ATM terminal worldwide.
2.  Find a CO-OP Shared Branch near you. 
3. Call our Telephone Teller, 24/7 to request a check withdrawal by mail. For more information. 
4.  Call HealthCare Associates Credit Union during regular business hours to request a check withdrawal by mail. 

Direct deposit means that you are depositing your entire check into your Credit Union account(s). Payroll deduction means that you are deducting a portion of your paycheck to deposit into your Credit Union account(s).

$25 per paycheck is the minimum amount you can payroll deduct.

Yes, many members use HealthCare Associates as their only financial institution and choose to direct deposit their entire check.

Yes, if their employer offers payroll deduction or direct deposit. Your family member should supply HealthCare Associates's routing number: 271992183 along with their account number when completing the paperwork for their Payroll Department.

271992183

Supply the following information to your other financial institution:

Transfer Amount: $$

Instructed Agent (Receiving Financial Institution):
Alloya Corporate Federal Credit Union
184 Shuman Blvd Suite 400
Naperville, IL 60563
ABA/Routing Number: 271987635

Creditor Agent (Further Credit):

HealthCare Associates Credit Union
2441 Warrenville Road, Suite 400
Lisle, IL 60532
Account Number: 271992183

Creditor (Final Credit):
YOUR NAME and YOUR HealthCare Associates ACCOUNT NUMBER

NOTE: For International Wires, the bank overseas needs to first send the wire to a Financial Institution in the United States to which they correspond. This is known as the Intermediary Agent. Once that bank in the United States receives the wire, they can then use the instructions shown above.

Complete an online Address Change Request and send it to HealthCare Associates Credit Union.

To report a card as lost/stolen please call 800.682.6075 and a representative will be able to assist you.

• Login to My247 Digital Banking from your desktop or mobile browser
• Click on Rewards Points in the Widget Menu. If it doesn't show, click More to view more widgets.
• Click the open button to view your Reward Points.
• Click on Order Award and then Cash Award or Gift Certificates.
• Choose your reward and click on Order.

You can enroll by logging in to My247 Digital Banking from our website, www.hacu.org. Once logged in, click the eStatements Widget. After clicking eStatements, you will see the HealthCare Associates Credit Union Terms & Conditions, click the Agree button. Once you agree, your statements will be available for viewing.

You can access your eStatements by logging into My247 Digital Banking from our website, www.hacu.org. Once logged in, click on the eStatements Widget. After clicking eStatements, your statements will be available for viewing. You can navigate eStatements by clicking the tabs at the top of the page or the links at the bottom. For example, the Current Statement page has the following tabs and links: Current Statement, Previous Statements, News You Can Use, Member Services, Account Reconciliation, Disclosure Information, FAQs, and Exit.

Yes.

Yes, you will receive an e-mail to notify you that your statement is ready to view online. 

Electronic statements look similar to printed statements and contain all the same information.

Inserts will be available on the "News You Can Use" tab when you're viewing your eStatement.

You can, but remember that eStatements are more convenient and secure. If you still want to change, select the Member Services tab, click on Statement Delivery Options, choose the option for Print and click Submit. If you select Print, your statements are printed and mailed to you. If you select Electronic, your statements will be available online.

To change your email address, login to My247 Digital Banking, select the Settings Widget, select Contact, Select email.  

We offer financing for a wide range of vehicles, including new and used autos, as well as motorcycles, RVs and boats. You can also refinance an existing auto loan to potentially lower your rate or payment.

Yes, we can finance your purchase of a new or used car, or help you refinance your current loan.

Please see our competitive current rates for auto loans with terms up to 84 months.

Applying is easy. You can visit a branch, apply in online banking, (non-members can apply online and join) or speak with a member of our Care Team for assistance.

Yes, apply online or talk to a member of our Care Team to get pre-approved and shop for your new (or used) car with confidence.

Several factors are considered to secure an auto loan, including your credit score, your ability to pay and the value of your vehicle.

Yes, apply online or speak to a member of our Care Team if you're interested in refinancing your current auto loan.

Yes, speak to a member of our Care Team to learn more about our guaranteed asset protection (GAP) or other vehicle protection products.

Buying your first car can be intimidating. We're here to help. We’ve created a program specifically designed for first-time car buyers with limited to no credit. To qualify, you’ll need to be employed with your current employer for at least six months, have a minimum monthly income of $1,500, and be able to provide a 5% down payment.

You can use a personal loan for almost anything! Consolidating debt, covering unexpected expenses or paying for a large purchase are a few reasons members take out personal loans.

We offer loans up to $48,000. Your exact loan amount will vary based on your credit, income and other factors. A loan officer can help you determine the amount that fits your needs and budget.

Rates and terms vary based on your credit and loan details. Personal loan terms go up to 60 months. Find out our latest rates.

You can apply online or talk to one of our loan officers in a branch or on the phone.

Your personal loan application is usually approved within one business day.

Yes, when you apply for a personal loan, your credit will be pulled, which can potentially affect your credit score.

Once approved, funds are typically deposited directly into your account the same business day.

Our Credit Builder Loan is designed to help you build or rebuild credit while saving money. Instead of receiving an upfront lump sum, the loan amount is held in a secure certificate while you make monthly payments. Your on-time payments are reported to credit bureaus, and once the loan is paid off, the funds are released into your primary savings account.

Any member can apply for a checking account. Minor accounts are reviewed on a case-by-case basis. Open an account today. 

We offer consumer and business checking accounts.

No. Our checking accounts do not require a minimum balance; however, our business checking account has a $20 monthly fee if the balance falls below $1,000.

We do not charge monthly maintenance fees on our checking accounts; however, our business checking account has a $20 monthly fee if the balance falls below $1,000.

Direct Deposit allows members to deposit all or a portion of their paycheck directly into their HACU account each pay period via Direct Deposit or Payroll Deduction. In addition to saving time, this provides financial flexibility.

• Direct Deposit – deposit your entire paycheck into your HACU account.
• Payroll Deduction – designate a set amount from your regular paycheck for deposit.

Establishing Direct Deposit with HealthCare Associates is easy. Follow your employer’s payroll procedures to begin sending funds electronically every pay period. You will need our Routing Number 271992183 and your account number. 

Yes, online and mobile banking come with all the banking features you need, plus the extras that take you from average banking to healthy banking. 

• Check balances.
• View account history.
• Transfer funds.
• Send and receive money with Zelle.
• Deposit checks from your phone or on a desktop.
• Quickly & securely view a snapshot of your accounts without logging in.
• Search for branch & ATM locations​.
• Set savings goals and more.

Yes, in most cases a debit card is included with your checking account for convenient access to your money.

Order checks from the convenience of your home with online banking or by speaking with a member of our Care Team in a branch or on the phone.

Yes, each ownership account is insured up to $250,000 per account holder by the National Credit Union Administration (NCUA) and is backed by the federal government. Accounts are insured up to an additional $250,000 by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation's largest private deposit insurer for credit unions.

Speak with a member of our Care Team to learn how to avoid overdraft fees.

You can open a savings account online or at any one of our branches. If you're not a member yet, join and open your savings online. 

We offer members competitive interest rates on our savings accounts. View our current deposit rates.

Yes, in addition to our Christmas Club savings account, we offer a special savings account that you name yourself to best represent your savings goal, whether vacation, wedding or the fanciest espresso machine on the market.

Yes, we offer online and mobile banking for easy access to your accounts.

Yes, each account is insured up to $250,000 per account holder by the National Credit Union Administration (NCUA) and is backed by the federal government. Accounts are insured up to an additional $250,000 by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation's largest private deposit insurer for credit unions.

Members can avoid fees in their savings account by maintaining a minimum balance of $100 or by having an open qualifying product, such as premier money market, CD, IRA, credit card or any type of loan. Dormant accounts and those with nonsufficient funds may be assessed fees.

Telephone Teller is our automated Personal Account Manager (PAM) that gives you quick, secure access to your accounts by phone—anytime, day or night. There’s no waiting in line, and it’s available on weekends and holidays too. You can check balances, review recent activity, transfer funds, make loan payments, place stop payments and more.

What can I do with Telephone Teller?

With Telephone Teller, you can:

• Check checking and savings account balances
• Review recent transactions like deposits and withdrawals
• Transfer funds between eligible accounts
• Access loan details, including balances and payment due dates
• Make loan payments
• Initiate stop payments
• And more

What is the Telephone Teller phone number?

You can reach Telephone Teller at 630.276.5726 or 800.213.6445 (outside Chicagoland). Save the number to your phone for easy access anytime.

A credit union is a not-for-profit financial institution owned by its members—not shareholders. That means our focus is on serving you, not maximizing profits. Any earnings are returned to members through lower rates, fewer fees and better overall value. Banks, on the other hand, are for-profit and owned by investors.

Membership is open to individuals who work for one of our partner hospitals or select employer groups, live or work within our community charter, are family members of an existing HACU member, or qualify through CU4Kids.

Joining is easy! You can apply online or visit a branch.

We have three convenient branch locations in Oak Lawn, Des Plaines and Winfield. In addition, you have access to more than 5,000 shared branches nationwide through our shared branching network—so you can take care of your banking wherever you are.

At these shared branch locations, you can make deposits, withdraw money, cash checks, transfer funds, make loan payments and more.

You’ll also have access to over 75,000 surcharge-free ATM locations across the country. Find the location closest to you.

Yes. Your deposits are insured up to $500,000. The first $250,000 is federally insured through the National Credit Union Administration (NCUA). An additional $250,000 is insured through Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.

We’re guided by a volunteer board of directors elected by you, our member-owners, ensuring decisions are made with your best interests in mind.

Absolutely. We’re proud to support our community through volunteer efforts, financial education, charitable giving and local partnerships.

We use multiple layers of protection to keep your accounts safe, including insurance coverage, fraud monitoring, data encryption, multi-factor authentication, card controls, firewalls and regular security reviews.

You can reach our Care Team by calling 800.942.0158 or by filling out this contact form.

Our purpose is to increase our community’s overall well-being through healthy banking, and that drives everything we do. We lead with compassion by combining understanding with action, collaborate closely with our members and partners to achieve better outcomes, and bring creativity to deliver solutions as unique as the people we serve.

Yes! We offer free financial counseling through Bank Healthy, along with educational workshops to help you stay on track and reach your goals.

We sure do! Check out our past few annual reports:

• 2025
• 2024
• 2023

You can apply online or with help from one of our Care Team members.

Yes, apply online or speak with a member of the Care Team to discuss your refinancing options.

Closing costs vary significantly based on factors including property type, loan amount and location. You will want to talk to a Care Team member to understand your situation better, but expect to pay 2%-5% of the loan amount in closing costs.

No, you are not penalized for paying any part of your loan early.

You can enroll in online banking by visiting this site. You'll need your account number, SSN, birth date and email address.

Yes. Mobile banking through the HACU mobile banking app with HealthCare Associates Credit Union is free to use. There is no charge to download or use the mobile app.

Standard data or messaging rates from your mobile carrier may apply. 

With the mobile app, you can:

• View account balances and transaction history
• Transfer money between your accounts
• Get your credit score
• Pay bills
• Deposit checks using your phone
• Apply for a loan
• Send and receive money with Zelle
• Set up account alerts and notifications
• Manage eStatements and account preferences
• Access card controls
• Access credit card rewards
• Enroll in financial health education
• View eStatements
• Stop payment on a check
• Find branch and ATM locations

Using your HACU mobile banking app, simply sign in, choose 'Deposit a check,' select the account, endorse the check with “For Mobile Deposit at HACU,” capture clear photos of the front and back, and submit. Funds typically appear in 1–2 business days. If you don’t see the option or a check is rejected, contact Member Service directly from the app.

Once enrolled in HACU online banking, you can pay bills through Bill Pay in Online Banking or our mobile app. Simply log in, set up one-time or recurring payments, send payments to companies or individuals, schedule future payments and view payment history. If Bill Pay isn’t visible after you log in, contact the Care Team to have it enabled.

Yes. We use multifactor authentication and other security controls to protect your personal information and accounts.

Simply select Forgot Username or Forgot Password on our online banking login page and follow the prompts to verify your identity and reset your access. If you have trouble, contact the Care Team at 800.942.0158 or visit a branch for assistance. For your security, login credentials cannot be recovered without identity verification.

Yes. You can automatically transfer money between your own HealthCare Associates Credit Union accounts using online or mobile banking. To send money to other members using online or mobile banking, first contact the Care Team to enable member-to-member transfers in your account.

To set up alerts:

1. Sign in to online banking on the website or mobile app
2. Go to Settings and Security
3. Select Alerts and Notifications
4. Choose the accounts you want alerts for
5. Select the alert types you want, such as balance updates, transactions, deposits or withdrawals
6. Choose how you want to receive alerts, email, text message or in app notifications

Alerts help you stay informed about account activity and can be updated or turned off at any time. If you need help setting up alerts, the Care Team can assist you.

Online and mobile banking with HealthCare Associates Credit Union works best with current, supported browsers and operating systems.

Supported web browsers:

• Google Chrome
• Microsoft Edge
• Mozilla Firefox
• Apple Safari

Always use the most recent version of your browser. Cookies and JavaScript must be enabled.

Supported mobile apps and devices

• iPhone and iPad using the latest supported versions of iOS
• Android phones and tablets using the latest supported versions of Android
• HACU Mobile Banking app from the Apple App Store or Google Play

Using outdated browsers or operating systems may prevent some features from working correctly.

If you experience issues, update your browser or mobile device, or contact our Care Team for assistance.

A home equity loan or HELOC lets you borrow against the value you’ve built in your home, using your primary residence as collateral.

You may be able to borrow 85% or 100% of your home’s available equity, depending on your qualifications and the product you're interested in.

Home equity loans are available with terms up to 15 years. HELOCs typically offer a 10-year draw period. View our latest rates. 

You can use your funds for just about anything—home improvements, debt consolidation, major expenses, or whatever matters most to you.

There are no closing costs on loans or advances over $25,000. For HELOCs, fees may apply if the line is closed within the first two years.

You can apply through online banking, give us a call, or visit a branch—we’re here to help every step of the way.

From application to having funds in your account averages about 4 weeks.

Interest may be tax-deductible depending on how you use the funds. We recommend checking with your tax advisor for guidance.

Changes in your home’s value won’t affect your existing loan terms—you’ll continue making your regular payments as agreed.

We use risk-based lending, which means your rate is personalized based on factors like your credit score and the term of your loan. In general, stronger credit profiles and shorter loan terms may qualify for lower rates, while longer terms or lower credit scores may result in a higher rate.

We’re always happy to walk you through your options and help you find the best fit for your budget.

Check out out latest loan rate sheet and fee schedule.

Yes! You can earn points that can be redeemed for gift cards or deposited as cash into your account.

Applying is easy— current members can apply in online banking (non-members can join and apply online), visit a branch, or speak with a member of our Care Team for assistance.

Yes, you can conveniently view your balance, transactions and make payments through online banking.

Please contact us immediately through online banking or call 800.942.0158 or 888.297.3416 so we can protect your account.

Yes! You can transfer a balance from another credit card and even better, we don’t charge a fee to do so.

Yes. Our credit cards include zero liability protection, so you won’t be held responsible for unauthorized transactions.

Yes. To qualify, you must have been employed with your current employer for at least six months and have a gross monthly income of at least $1,000.

We want to make sure everyone has a chance to reach their financial goals. That's why we've made sure there are many ways to qualify for membership:

• You work for or are a member of one of our eligible healthcare associations (check out the list below).
• Someone in your immediate family or household is a current member.
• You live or work in our community (check out the eligible areas below).
• Make a donation to our partner organization, Credit Unions For Kids. Helping children and reaching financial success. Sounds like a win-win to us.

Type your employer below to see if it's part of our eligible healthcare associations.

A.H. EMPLOYEE CO.AACEAADEP/IAIMEAAOMSABE LINCOLN MEMACCESS COMMUNITY HEALTH NETWORKACFASADDOLORATA VILLAADMIRAL AT THE LAKE, THEADV TRANS CAREADVOCATE BETHANY HOSPITALADVOCATE CHRIST HOSPITALADVOCATE CONDELL MEDICAL CTRADVOCATE GOOD SAMADVOCATE GOOD SHEPHERDADVOCATE HEALTH CENTERADVOCATE HEALTH PARTNERSADVOCATE HEALTHCAREADVOCATE HIGH TECHADVOCATE HOME HEALTHADVOCATE IL MASONICADVOCATE LUTHERAN GEN HOSPADVOCATE RAVENSWOODADVOCATE SHERMAN HEALTH RESOURCE CTRADVOCATE SOUTH SUBADVOCATE TRINITYAHA MEMBER HOSPITALALBANY CAREALC HOME HEALTHALDEN ESTATES OF EVANSTONALDEN LONG GROVEALDEN OLD TOWN EASTALDEN OLD TOWN WESTALDEN TERRACE OF MCHENRYALDEN VILLAGEALEXIAN BROS BEHAVIORALALEXIAN BROS BONAVENTUREALEXIAN BROS MEDICAL CTRALIVIO MEDICAL CTRALTENHEIM NURSING HOMEAMER ASSOC FOR PHY LEADERSHIP (AAPL)AMER COLL LEGAL MED JT SPONSRSHIP (AJS)AMERICAN ASSOCIATION FOR PHYSICIAN LEADERSHIPAMERICAN HOME HEALTH COAMERICAN HOSPITAL ASSOCIATIONAMERICAN NURSES ASSOCIATIONAMERICAN OXYGEN SERVICES INCAMITA HEALTHANCHOR OAK PARK MED GROUPANDERSON HOSPITALAPOSTOLIC CHRISTIAN RSTHAVNAPOSTOLIC CHRISTIAN RSTMORASCENSION HEALTHASHHRAASSOC FOR WOMENS HEALTHCAREASSOC IN CARDIOLOGYASSOC OF MT HEALTHCARE PROVIDERSASTA CARE CTR OF ELGINATHLETICOATI AMBULANCEATI PHYSICAL THERAPYAUTOMATED HEALTH SYSTEMSBATES COUNTY MEMORIAL HOSPITALBEHAVIORAL HEALTH SYSTEMSBELOVED COMM FAMILY WELLNESS CTRBLESSING CORPORABOBBY E WRIGHT BEHAVIORIAL HEALTH CTRBOHANNON CARE CTRBONAVENTURE MEDBURNSIDES NURSING HOMECADENCE HEALTHCALVIN JOHNSON CARE CTRCANCER TRMT-ARLINGTON HTSCAPE GIRARDEAU PHYSCAPITAL REGION MEDICAL CENTERCARLTON HEALTHCARECARTHAGE MEMORIAL HOSPITALCASTLE ORTHO AND SPORTSCATH HLTH PRTNRS/ST ANTHONYCENTEGRA HORIZONCENTEGRA HOSPITAL - HUNTLEYCENTEGRA/MEMORIACENTRAL BAPTISTCENTRAL DUPAGE HEALTHCGH MEDICAL CTRCHICAGO AMBULANCE ALLIANCECHICAGO BEHAVIORAL HOSPITALCHICAGO LAKESHORECHILDRENS MIRACLE NETWORK HOSPITALSCHOCTAW MEMORIAL HOSPCHRISTOPHER RURAL HLTHCIMPARCIRCLE MEDICAL MGMTCLAIM STRATEGIESCLAY COUNTY HEALTH DEPTCLAY COUNTY HOSPITALCNS HOME HEALTHCODEX GROUPCOLLINSVILLE CARE CTRCOLUMBIA LAKESHORECOLUMBUS HOSPITALCOMMUNITY FIRST MEDICAL CENTERCOMMUNITY MEDICAL CTRCOMMUNITY MEMORIAL HOSPITALCOMMUNITY NURSING AND REHAB CTRCOMPACT INDUSTRIESCOMPREHENSIVE GROUP, THECONCERTO RENAL SERVICESCONSOL MED LABSCOOK COUNTY HEALTH HOSPITALSCRAWFORD MEMORIAL HOSPITALCROTHALL HEALTHCARE/COMPASS ONECTCA AT MIDWESTERNCTCA AT SOUTHWESTERNCU4KIDS ASSOCIATIONDANADA FAMILY MEDICINEDAYSTAR CARE CTRDEERPATH MEDICAL ASSOCDELCOM CORP/TYLER MEDICALDELCOM PRACTICE MGMTDELMAR GARDENSDELNOR COMMUNITY HOSPITALDES PLAINES COMMUNITY CHARTERDEVELOPMENTAL FOUNDATIONSDIRECT HOME HEALTHDOCTORS HEALTH AND REHABDOCTORS OFFICEDR WM SCHOLL COLLEGEDREYER MEDICAL CLINICDULY HEALTH AND CAREDUPAGE COUNTY MEDICAL SOCIETYEDGEWATER MEDICAL CTREDWARD HOSPITALELGIN FAMILY PHYSICIANSELITE AMBULANCE MEDICAL TRANSPORTATIONELMHURST MEMORIALELMS, THEELMWOOD CTREVANGELICAL CARE CORPEVANGELICAL HOSPITAL CORPEVANGELICAL SERVICE CORPEXCEL ONE HI TECEXTENDED FAM/HOLISTIC HLTHFAIRFIELD MEMORIALFAMILY MEMBERFAYETTE COUNTY HOSPITALFERRELL HOSPITALFIRST HEALTHFIRST HEALTH SERVFIRST SURGICAL ASSISTANTS INCFOCUSED HEALTH SOLUTIONSFOSTER MCGAWFOUR WINDSFRANKLIN HOSPITALFREEPORT HEALTH NETWORKFRESENIUS MEDICAL CAREFRIEND HEALTHFRIENDSHIP VILLAGEGALENA-STAUSSGENTLE HOME SERVICES, INCGLENBRIDGE NURSING AND REHAB-NILESGOOD SAMARITAN REGIONAL HEALTH CENTERGOTTLIEB MEMORIAL HOSPITALGRANT HOSPITALGRAPHIC PACKAGING INTERNATIONALGREELEY COUNTY HEALTH SERVICESGREENVILLE REGIONAL HOSPITALHALE COUNTY HOSPITALHAMMOND-HENRYHANNIBAL REGIONAL HEALTHCARE SYSTEMHARBOR LIGHT HOSPICEHARMONY HEALTH PLAN OF ILHARTGROVE HOSPITALHAWTHORN CHILDRENS PSYCHIATRIC HOSPITALHEALTH CHICAGOHEALTH SERVICE SYSTEMSHEALTH SERVICES CONSULTANTSHEALTH SYS/NIMHEALTHCARE ASSOCIATES CUHEALTHCARE INFO SERVHEALTHCARE INFORMATION SERVICESHEALTHPRO REHABILITATIONHEALTHSMART PARTNERSHEARTLAND BLOOD CTRHEARTLAND HOSPICEHEARTLAND MANOR NURSING CTRHEARTLAND REHABILITATIONHELIA HEALTHCARE/BRIDGEMARK LLCHERITAGE HOME HEALTHHERITAGE HOSPICEHERRIN HOSPITALHIDDEN LAKES DENTAL CAREHOLISTIC HEALTHCARE SERVICE CORPHOLISTIC STAFFERSHOLMSTADHOLTON COMMUNITY HOSPITALHOLY FAM NRSNG/RESSURECTIONHOLY FAMILY/RESSURECTIONHOOPESTON COMM MEM HOSPITALHORIZON HEALTHHOSPICE OF NORTHEAST ILLINOISHRDI (Human Resources Development Institute)HSHS GOOD SHEPARD HOSPITALHSHS ST ANTHONYSHURLEY HEALTHIAFPICAAPIHAIHA AFFILIATESIL HOME CARE COUIL SOCIETY FOR ADV PRACTICE NURSINGIL SOCIETY FOR HEALTHCARE CONSMR ADVOCILLINI MEDICAL ASSOCILLINOIS BONE AND JOINT INSTILLINOIS CRITICAL CAREILLINOIS EYE BANKILLINOIS HEALTH CARE ASSOCILLINOIS HOSPITAL ASSOCIATIONILLINOIS NURSES ASSOCIATIONILLINOIS RETINA ASSOCINDIANA HOSPITAL ASSOCIATIONINGALLSINHALATION THERAPIST ASSOC ST BER HOSPINSTITUTE FOR TRANSFUSION MEDICINEINTIVA HEALTHIRON COUNTY MEDICAL CENTERJACKSON PARK HOSPITALJEFFERSON CITY MEDICAL GROUPJERSEY COMMUNITY HOSPITALJOHN AND MARY KIRBY HOSPITALJOLIET COMMUNITY HOSPICEJOLIET PAIN CARE CLINICJOURNEYCARE / HOSPICE OF NW ILLINOISKANE COUNTY MEDICAL SOCIETYKANSAS HOSPITAL ASSOCIATIONKATHERINE SHAW BETHEA HOSPKEHOE, PALMER AND DJORDIEVLKENNETH HALL AND TOUCHETTE R HKINDRED CENTRALKINDRED CHICAGO NORTHKINDRED HOSPITAL INDY NORTHKINDRED HOSPITAL NORTHLANDKINDRED LAKESHOREKINDRED NORTHLAKEKING'S DAUGHTERS MEDICAL CENTERLABPROLAGRANGE MEMLAKE BEHAVIORAL HOSPITALLAKE FOREST HLTH AND FITNESSLARABIDA CHILDRENS HOSPITALLIFE SERVICE NETLIFESOURCELIFESPACE COMMUNITYLITTLE COMPANY OF MARY HOSPITALLOGAN UNIVERSITYLORETTO HOSPITALLOUISIANA HOSPITAL ASSOCIATIONLoyola University Medical CenterLUMINA HEALTH PARTNERSLURIE CHILDRENS HOSPITALLUTHER VILLAGE OWNERS CORPMACNEAL MEMORIALMAGNA HEALTH SYSTEMSMAHARRY MEDICAL COLLEGEMAPLE LAWNMARIANJOY/REHABLINKMARILLACMARKLUNDMARQUETTE UNIVERSITYMARSHALL BROWNING HSP ASSOCMASON DISTRICT HOSPITALMASSAC MEMORIAL HOSPITALMATHER FOUNDATIONMAXTEC INTERNATIONAL CORPMCCURTAIN MEMORIAL HOSPITALMCDONOUGH DISTRICT HOSPMCHENRY COUNTY MEDICAL SOCIETYMCKESSON HBOCMEDCENTRIXMEDTEC HEALTHCAREMEDWORKSMEMORIAL HOSP BELLEVILLEMEMORIAL HOSP CARBONDALEMEMORIAL HOSP CHESTERMERCY HARVARD HOSPITALMERCY HEALTH SYS OF CHICAGOMERCY HEALTHCARE AND REHABMERRAINE GROUP INCMETRO CHICAGO HEALTHCAREMETRO SOUTH MEDICAL CENTERMETROPOLITAN ST LOUIS PSYCHIATRIC CTRMGMAMIDLAND ORTHOPEDIC ASSOCMIDWEST CTR FOR DAY SURGERYMIDWEST HEART FOUNDATIONMIDWEST HEART SPECIALISTSMIDWEST HOME CAREMIDWEST ORTHOPAEDICSMISSOURI HOSPITAL ASSOCIATIONMITCHELL COUNTY HOSPITAL HEALTH SYSTEMMONARCH LANDINGMONLMOORINGS OF ARLINGTON HTSMT SINAI HOSPITALNAPERVILLE SURGICAL CTRNASHVILLE GENERAL HOSPITALNATIONAL PHARMACISTS ASSOC (NPhA)NBA BARTON STONE CHRISTIANNEAR NO HEALTH SVC CORPNHC TOWN AND COUNTRYNILES NURSING AND REHABNORAN NEUROLOGICAL CLINICNORTHSHORE EVANSTON HOSPITALNORTHSHORE HIGHLAND PARK HOSPITALNORTHSHORE UNIVERSITY HOSP SYSNORTHWEST COMM HEALTHCARENORTHWESTERN LAKE FOREST HOSPITALNORTHWESTERN MEDICINENORTHWESTERN OAD ORTHONORTHWESTERN PALOSNORWEGIAN AMERICAN HOSPITALNUERA STAFFINGNW COMM CON CARENW ONCOLOGY/HEMATOLOGYOAK CREST RESIDENCEOAK CREST RETIREMENTOAK LAWN COMMUNITY CHARTEROAK TRACEOAK TREE STAFFINGOB-GYNE ASSOC. - LAKE FORESTOKLAHOMA HOSPITAL ASSOCIATIONOLNEY CARE CENTERON-TARGET STAFF INC.OSF SAINT CLARE MEDICAL CENTEROSF ST ANTHONYOSF ST JAMES HOSPITALOSF ST JOSEPHOSF ST LUKEOUR LADY OF RESURRECTIONOZARK MEDICAL CENTERPAIN CARE AMERICAPALOS SCHOOL DISTRICT 118PARIS COMMUNITY HOSPITALPARK VIEW HOSPITALPARTNERS HOME CAREPASSAVANT AREA HOSPITALPATHWAY SENIOR LIVINGPCC COMMUNITY WELLNESS CTRPEACE VILLAGEPERRY COUNTY MEM HOSP AND CLINICSPHYSICIANS OF NORTHSHOREPINCKNEYVILLE COMM HOSPPLYMOUTH PLACEPREMIERPREMIER HEALTHPRESENCE HEALTHPRESENCE MCAULEY MANORPRESENCE MERCY MEDICAL CENTERPRESENCE ST BENEDICT NURSING AND REHABPRESENCE ST JOSEPHPRESENCE ST JOSEPH MEDICAL CENTERPRESENCE STS ELIZABETH MCPRESENCE STS MARY MCPRIMECARE HEALTHPRIVATE HOME CARE AND AFFILIATESPROFESSIONAL DYNAMIC NTWKPUSHMATAHA HOSPITALRADIANT RESEARCHRAINBOW HOSPICERED BUD REGIONAL HOSPITALREHAB AND CARE CTR JACKSON CORENPRO RENAL SERVICESREPUBLIC COUNTY HOSPITALRESIDENTIAL DEVELOPERSRESURRECTION MEDICALRETINA VITREOUS ASSOCRICHLAND MEMORIAL HOSPITALRML SPECIALTY HOSPITALROCHELLE COMMUNITY HOSPITALROCKFORD HEALTHROSELAND COMMUNITY HOSPITALRUSH COPLEYRUSH NORTH SHORE MED CTRRUSH OAK PARK HOSPITALRUSH UNIVERSITY MED CENTERSABERSAINT LUKES KANSAS CITYSALEM TOWNSHIP HOSPITALSALINA REGIONAL HEALTH CENTERSARAH BUSH LINCOLN HLTH CTRSARAH D CULBERTSON MEM HOSPSCHWAB REHAB HOSPITALSHAWNEE CHRISTIAN NURS CTRSHERIDAN COUNTY HEALTH COMPLEXSHRINERS HOSPITAL CHILDRENSIGNET HEALTHSILGANSILVER CROSS HOSPITALSIMMONS AMBULANCESINAI HEALTH SYSTEMSSISKIN HOSPITAL FOR PHYSICAL REHABSMA CLINIC EMPLOYEESSMITH SENIOR LIVINGSNT WHEELCHAIT TRANSPORTERSNYDER VILLAGESOUTH CAROLINA HOSPITAL ASSOCIATIONSOUTHEAST MISSOURI HOSPITALSOUTHERN IL HEALTHCARE ENTSOUTHERN IL HEALTHCARE FOTN (SIHF)SOUTHERN MEDICAL ASSOCSPARTA COMMUNITY HOSPITALST ALEXIUS MEDICAL CTRST BERNARD HOSPITALST 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Eligible Community Charters

Anyone who resides or works in these areas can also join HealthCare Associates Credit Union:

DuPage County
South of Rt. 64 (North Ave.), north of 75th Street, west of Rt. 53 and east of Rt. 59.

Click here for a map

Oak Lawn Area
South of Interstate 55 (Stevenson Expwy.), north of 127th St/Burr Oak Ave., west of Western Ave. and east of Rt. 45 (LaGrange Road)

Click here for a map

Des Plaines Area
East of I-290/Route 53, north of Thorndale/I-190/I-90, west of I-94, and south of Palatine/Willow Road.

Click here for a map

If you are a new member and need to view, retrieve or upload documents, please log in to our secure portal.

Business accounts are available to members with a business registered in the state of Illinois.

We offer a range of solutions to support your business at every stage, including business checking and savings accounts, as well as financing options like lines of credit, equipment and term loans, and commercial real estate loans.

Documentation varies based on your business structure. For a full list of requirements, please refer to our website or connect with a member of our Care Team—we’re happy to help guide you through it.

We offer business loans to help support your growth. Lines of credit are available through a partnership with Cooperative Business Services and are structured similarly to construction loans, with funds disbursed as needed.

Yes. You can manage your business accounts through online banking, just like your personal accounts.

No, we do not charge monthly fees as long as you maintain a minimum balance of $1,000 in your checking account, $100 in your savings account or $2,000 in your money market account. We also do not enforce transaction limits on our business accounts.

Yes, we offer business credit cards to help you manage expenses and keep your operations running smoothly.

Supporting local businesses is part of our commitment to community well-being. We provide accessible financial solutions, personalized service and resources to help your business succeed.

Yes. Your deposits are insured up to $500,000. The first $250,000 is federally insured through the National Credit Union Administration (NCUA). An additional $250,000 is insured through Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.