Home Purchase Basics

Home Purchase Basics

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Welcome to the Journey of Homeownership!

Embarking on the path to owning a new home is an exciting step, and we congratulate you on your decision! Whether you're a seasoned buyer or a first-timer, this journey holds significant importance. We're here to guide you with valuable information that will serve as your compass.

Guidance for Your Venture

The decision to buy a home often stands as one of the most substantial financial commitments you'll make. Ensuring you navigate this process with precision while keeping a keen focus on the particulars is paramount. Supported by your dedicated Real Estate Agent and Loan Officer, this adventure can and should be streamlined, enjoyable, and ultimately, a gratifying accomplishment.

Count on your Real Estate Agent to:

  • Preview available homes to weed out those that are overpriced, or undesirable in some other way.
  • Present the homes that suit your needs as you've defined them.
  • Help you determine the difference between a "good buy" and a property that, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future.
  • Negotiate the best deal for you - with a pre-qualification letter from us, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower.

Count on your Mortgage Broker and Loan Officer to:

  • Assist you in selecting the best loan to meet your personal situation and goals.
  • Keep you informed of your loan status throughout the entire process.
  • Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and us; only deal points and progress are shared).
  • Get the appropriate loan for you at the best rates and fees.

Count on yourself to:

  • Keep your Real Estate Agent informed of any questions or concerns as they develop.
  • Keep the process moving by providing documentation and decisions as soon as reasonably possible.
  • Enjoy purchasing your home but do remain objective throughout -- to make the business decisions that are best for you.
  • Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.

 Call 844.323.2274 for a free consultation.

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