Move forward with the best auto loan
Ready to buy?
Our competitive rates and flexible terms put you in the driver's seat to choose a plan that fits your budget. Advantages of an auto loan through HACU include:
- Low-rate loans on new and pre-owned vehicles
- Flexible terms up to 72 months
- 100% Financing
- 90-day payment deferral available
- .25% Member Loyalty Discount on our current rates for members who have or had an Auto loan with us for up to one year from your loan pay off date.
- Get a great rate and still receive dealer rebates & incentives**
First Time Auto Loan Program
Are you new to the lending world and have little or no credit? Are you Looking to get your first car? We are happy to help with our First Time Auto Loan Program designed for those who are ready to embark on the purchase of their first automobile.
- Low rates
- Manageable terms - Up to 60 months
- Free online educational platform to help guide you through your financial health - Enrich Financial Wellness
- Excellent way to establish a credit history
- Must be employed and with current employer for at least 6 months
- Set up automatic loan payments from your checking account
Shopping for a car?
Save time and money with CarQuotes "Know Before You Go" pricing on new and used vehicles.
And check out Enterprise Car Sales where you'll find “no-haggle” used car pricing and every vehicle includes a 12-month/12,000-mile limited powertrain warranty.
HACU also offers GAP, Mechanical Breakdown Protection, and Payment Protection Insurance – three options designed for peace of mind that come with knowing you’re fully protected. See our Auto Loans brochure for more information.
*APR = annual percentage rate. Loans subject to credit qualifications and collateral value. Loan promotions do not apply to vehicles currently financed with HealthCare Associates Credit Union. Terms and conditions apply.
Enterprise Car Sales Promotion:
1: Vehicle must be financed using standard financing terms through the Healthcare Associates Credit Union to qualify for payment offer. HealthCare Associates Credit Union will make the first payment on the payment due date up to $300 on member's behalf after vehicle is financed through Healthcare Associates Credit Union. Offer void when 7-day Repurchase Agreement is activated. Offer valid March 1 – April 29, 2017. No cash advances. Offer not valid for previous Enterprise purchases or with any other offer. Used vehicles were previously part of Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other. Photo for illustration purposes only. *Limited Warranty begins on the vehicle purchase date and extends for 12 months or 12,000 miles, whichever comes first. Restrictions apply. For details, see an Enterprise Car Sales Manager. **Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada. ***For a period of seven days after the date of purchase or 1,000 miles beyond the odometer reading at purchase, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 documentation and cleaning fee (as allowed by law). Restrictions apply. For details, see an Enterprise Car Sales Manager. The “e” logo, Enterprise and “Haggle-free buying. Worry-free ownership.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners.˝2017 Enterprise Car Sales.