Auto Loans

Move forward with the best auto loan

Ready to buy?

Our competitive rates and flexible terms put you in the driver's seat to choose a plan that fits your budget. Advantages of an auto loan through HACU include:

  • Low-rate loans on new and pre-owned vehicles
  • Flexible terms up to 72 months
  • 100% Financing
  • 90-day payment deferral available
  • .25% Loyalty Discount on our current rates for members who have or had an auto loan with HACU in the past 4 years
  • Get a great rate and still receive dealer rebates & incentives**



Shopping for a car?           

Save time and money with CarQuotes "Know Before You Go" pricing on new and used vehicles.

And check out Enterprise Car Sales where you'll find “no-haggle” used car pricing and every vehicle includes a 12-month/12,000-mile limited powertrain warranty.

HACU also offers GAP, Mechanical Breakdown Protection, and Payment Protection Insurance – three options designed for peace of mind that come with knowing you’re fully protected. See our Auto Loans brochure for more information.


*APR = annual percentage rate. Loans subject to credit qualifications and collateral value. Loan promotions do not apply to vehicles currently financed with HealthCare Associates Credit Union. Terms and conditions apply.