.jpg)
Drive with Confidence!
Same low rate — new, used and refinanced.
Are you considering a new car? Or maybe you want to save money every month by refinancing your current auto loan? Take advantage of limited-time low rates and flexible terms designed to put you in the driver’s seat—without the extra cost.
Why Choose HACU for Your Auto Loan?
- Competitive low rates – Lock in a great rate before they go up.
- Enjoy no payments for 90 days1 – Focus on your car, not your wallet.
- Flexible terms – Tailored to fit your budget and lifestyle.
- Refinance & save – Lower your monthly payments or pay off your car faster.
Whether you’re upgrading your ride or just looking to save more each month, we make the process smooth and stress-free.
APPLY FOR AN AUTO LOAN
Why HACU
As a credit union we offer all the services of a bank and exist solely to benefit our member-owners, that's you, and our community. This allows us to offer rates of savings that surpass market standards, loan rates that are below average, and loan underwriting policies that are more flexible. We're committed to helping all of our members bank healthy.
APPLY FOR AN AUTO LOAN
Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.
*APR = Annual Percentage Rate. Rate listed is accurate as of 5/1/2025, and subject to change. Rate listed applies to new and used vehicle loans, model years 2020 or newer and a 36-month term. Payment example: 36-month term rate of 4.99% APR, $29.97 per $1,000 borrowed. Rates vary based on credit score and term; not all borrowers will qualify for the lowest rate. Vehicle loans are subject to credit qualifications. Offer not valid on existing HealthCare Associates Credit Union (HACU) loans. Loan application must be submitted May 1, 2025 through June 30, 2025 and loan must be booked within 30 days of pre-approval to receive promotional offer. Contact HACU for full details.
1 Deferring payment is optional and subject to credit and collateral value. First payment may be deferred up to 90 days. Interest accrues daily from the date of funding and is repaid over the term of the loan. Offer may be withdrawn at any time.
