Save For What Matters Most
Whether you're saving for retirement, education or that dream anniversary trip, we've got you covered. Our 2-Year Certificate or IRA comes with rates as high as 4.00% APY* and the peace of mind that your savings is safe with us.
Why choose a CD?
- Higher, locked-in rate than most savings or money market accounts
- No risk from market ups and downs
- No temptation to dip into your savings before your goal
2-YEAR CD & IRA
*APY as high as
Why HACU
As a credit union we offer all the services of a bank and exist solely to benefit our member-owners, that's you, and our community. This allows us to offer rates of savings that surpass market standards, loan rates that are below average, and loan underwriting policies that are more flexible.
We're committed to helping all of our members bank healthy.
Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.
*APY=Annual Percentage Yield reflects the effective rate earned due to compounding of interest. Rate listed is accurate as of 8/1/2025 and is subject to change at any time. Rate quoted of 4.00% APY applies to minimum CD/IRA balance of $25,000; for CD/IRA balances below $25,000, 3.80% APY applies. Compounded monthly; paid monthly. $500 minimum to open an account. Penalties apply for early withdrawal: 180 days dividends calculated on the amount withdrawn. Penalty may reduce earnings. At the time of maturity, the certificate and/or IRA will automatically renew for a term of 24 months at the prevailing rate. Terms and conditions may apply. Limited Time Offer. Please contact a Member Service Representative for details.
