2-Year Certificate

mom and son sitting on couch

Save For What Matters Most

Whether you're saving for retirement, education or that dream anniversary trip, we've got you covered. Our 2-Year Certificate or IRA comes with rates as high as 4.00% APY* and the peace of mind that your savings is safe with us.

Why choose a CD?

  • Higher, locked-in rate than most savings or money market accounts
  • No risk from market ups and downs
  • No temptation to dip into your savings before your goal

OPEN A CD OR IRA

2-YEAR CD & IRA

*APY as high as

APY
4.00%*

Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.

*APY=Annual Percentage Yield reflects the effective rate earned due to compounding of interest. Rate listed is accurate as of 8/1/2025 and is subject to change at any time. Rate quoted of 4.00% APY applies to minimum CD/IRA balance of $25,000; for CD balances below $25,000, 3.80% APY applies. Compounded monthly; paid monthly. $500 minimum to open an account. Penalties apply for early withdrawal: 180 days dividends calculated on the amount withdrawn. Penalty may reduce earnings. At the time of maturity, the certificate and/or IRA will automatically renew for a term of 24 months at the prevailing rate. Terms and conditions may apply. Limited Time Offer. Please contact a Member Service Representative for details.