2-Year Certificate



Take your savings to new heights


Whether you're saving for retirement, education or that dream anniversary trip, we've got you covered. Our​ 2-Year Certificate or IRA comes with a great rate of 5.00% APY* and the peace of mind that your savings is safe with us.




As a credit union we offer all the services of a bank and exist solely to benefit our member-owners, that's you, and our community. This allows us to offer rates of savings that surpass market standards, loan rates that are below average, and loan underwriting policies that are more flexible. 

We're committed to helping all of our members bank healthy. 


Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.

*APY=Annual Percentage Yield reflects the effective rate earned due to compounding of interest. Compounded monthly; paid monthly. For money not currently held by this institution (HealthCare Associates Credit Union). $500 minimum to open an account. Penalties apply for early withdrawal: 180 days dividends calculated on the amount withdrawn. Penalty may reduce earnings. At the time of maturity, the certificate and/or IRA will automatically renew for a term of 24 months at the prevailing rate. Terms and conditions may apply. Limited Time Offer. Rate quoted is subject to change, at any time. Please contact a Member Service Representative for details.