Visa Balance Transfer

Clean up your finances with a Visa® Balance Transfer

Consolidate all your credit card debts into one for a stress-free financial makeover! An HACU Visa Credit Card offers rates as low as 9.90% APR*

How to get started: 

When a new HACU credit card is opened, members will automatically be mailed access checks to initiate your balance transfer.

Members with an existing HACU credit card can also initiate a balance transfer through My247® online banking or through PAM Telephone Teller.



Healthcare associates credit union online banking mobile app


1. Simply log into your My247 account

2. Click 'Transfers'

3. Select the HACU credit card that you'd like to make your transfer to


Download our Mobile App here -  Apple or Android 


Telephone Teller 

Call our automated telephone teller at 630.276.5726 or 800.213.6445 (toll-free) 

Press 1 - Enter Account Number

Press 3 - Withdrawals

Press 4 - Loan Advance

Don't have an HACU Visa Credit Card?



*Terms and conditions apply. Only balance transfers from another financial institution qualify. When using HACU VISA Access Checks, a cash advance on your credit line is posted the day your check is presented for payment. The balance amount of the cash advance will start accruing interest as of that day. Payments will first be applied to miscellaneous fees, late charges, finance charges and lastly to principal. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. APR=Annual Percentage Rate. Rate is subject to change at any time.




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