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As a credit union, we have members, not customers. As a not-for-profit cooperative, we are dedicated to providing superior financial value through high returns on deposits and low rates on loans.

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Routing Number: 271992183
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If you need help or have questions regarding your login credentials, please contact us at 800.942.0158 or 630.276.5555.

 

Personal Loans

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Personal Loans

Getting you to where you want to be

You may be looking to consolidate some debt, build or fix your credit. Our personal loans can help make your dreams come true or fulfill your practical priorities.

Signature Loans

Our Signature Loans are available to help you meet your lifestyle goals.  We offer competitive rates, typically one of the lowest rates in the area and no pre-payment penalties.

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Share or CD Secured Loans

This is a good option if you're looking to build your credit or you need to make a necessary purchase but don't want to dip into your savings. With a Share Secured Loan you borrow against your savings at HealthCare Associates and receive a low-rate loan, while still earning interest on your financial resources on deposit. It’s a win-win!

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Credit Builder Loans

When it comes to building or fixing credit, there are no easy answers or quick fixes. We do have a loan that can assist members trying to build their credit while at the same time helping build savings.

With the Credit Builder Loan a 12 or 24 month certificate is opened and used to secure the loan. By making timely monthly payments, positive repayment information is reported to the credit bureaus which may help boost credit scores. Once the loan is paid off, the funds in the Certificate Account will be deposited to your primary Savings Account.

Successful repayment of a Credit Builder Loan won’t instantly fix your credit, but it is a starting point in building or rebuilding process.

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Compare loans with different monthly payments, loan amounts, interest rates and terms.

Which loan provides me with the best value?


Signature Loans: *APR=Annual percentage rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Terms available from 12 - 60 months for qualifying members.  Creditworthiness and terms determine your initial rate and then the rate will be lowered by 1% on every Signature Loan application received between August 1 - September 30, 2018. Promotions exclude current signature loans financed through HACU. Estimated monthly payments on a 12 month term at 5.900% APR* = $ 86.03 per month. Rate example is based on a loan amount of $1,000.  Signature loan rate is reduced by 1.0% for the promotion from as low as 6.90% to as low as 5.90%.  Limited time only.
 
PERSONAL
*% as low as
APR 5.90%*
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