Getting you to where you want to be
You may be looking to take that overdue dream vacation, consolidate some debt or build or fix your credit. Our personal loans can help make your dreams come true or fulfill your practical priorities.
Our Signature Loans are available to help you meet your lifestyle goals, whether that’s consolidating other loans, taking a dream vacation, or buying new furniture for your home. We offer competitive rates and no pre-payment penalties.
Share or CD Secured Loans
This is a good option if you're looking to build your credit or you need to make a necessary purchase but don't want to dip into your savings. With a Share Secured Loan you borrow against your savings at HealthCare Associates and receive a low-rate loan, while still earning interest on your financial resources on deposit. It’s a win-win!
Credit Builder Loans
When it comes to building or fixing credit, there are no easy answers or quick fixes. We do have a loan that can assist members trying to build their credit while at the same time helping build savings.
With the Credit Builder Loan a 12 or 24 month certificate is opened and used to secure the loan. By making timely monthly payments, positive repayment information is reported to the credit bureaus which may help boost credit scores. Once the loan is paid off, the funds in the Certificate Account will be deposited to your primary Savings Account.
Successful repayment of a Credit Builder Loan won’t instantly fix your credit, but it is a starting point in building or rebuilding process.
Signature Loans: *APR=Annual percentage rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Terms available from 12 - 60 months for qualifying members.
Signature Summer Sale
*APR=Annual percentage rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Excludes current signature loans financed through HACU. Terms available from 12 - 60 months for qualifying members. Creditworthiness and terms determine your initial rate and then the rate will be lowered by 2% APR on every Signature Loan rate funded August - September 30, 2017.