Moving Up or Scaling Down?
We have the right mortgage for you.
Whether you’re upgrading to your dream home, downsizing for a simpler lifestyle, or refinancing to save, we offer competitive rates and personalized service to fit your needs. Let us help you take the next step with confidence and ease.
Why choose a mortgage with HACU?
- Competitive rates
- Tailored mortgage options
- Expert support form start to finish
Why HACU
As a credit union we offer all the services of a bank and exist solely to benefit our member-owners, that's you, and our community. This allows us to offer rates of savings that surpass market standards, loan rates that are below average, and loan underwriting policies that are more flexible.
We’re committed to helping all of our members bank healthy.
No-PMI* Mortgages are available for a limited time, with a minimum of 10% or more of the home’s value in equity or down payment and an escrow account. Loans are subject to credit review and approval per program guidelines. Available on owner-occupied, primary residence, single-family homes, condominiums, and town homes only with a minimum loan amount of $40,000 up to but not including jumbo mortgages. Maximum 90% Loan-to-Value. Rates, terms and conditions may apply. Rates are subject to change daily and may require a loan origination fee. Only new loan funding, not available for existing HACU loans.
Must have a Credit Union membership established and be in good standing. The member applicant is responsible for the following fees: appraisal fee, tax service fee, title fees, transfer tax fees, credit report fee, flood cert fee, recording fee, survey if required and work verification fee, escrow reserves and interest due until first payment. Other costs may be included due to program specific circumstances. These examples are not intended to be an all-inclusive list.
*PMI = Private Mortgage Insurance
