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As a credit union, we have members, not customers. As a not-for-profit cooperative, we are dedicated to providing superior financial value through high returns on deposits and low rates on loans.

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Routing Number: 271992183
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If you need help or have questions regarding your login credentials, please contact us at 800.942.0158 or 630.276.5555.

 

Home Stretch Mortgage

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Home Stretch Mortgage

Relax, you're in the home stretch!

While everyone's situation is a little different, the bottom line is we'd all like to pay off our mortgage sooner.  That's why we call this product the Home Stretch Mortgage (HSM). If you've been paying your current mortgage down and have at least 30% equity in your home, you can probably see the light at the end of the tunnel – that’s when our HSM might be exactly what you need to get to the finish line.

  • No closing costs
  • Loan amounts from $25,000 — $500,000
  • Pay off your home in 5, 7, 10 or 15 years 
  • Pay less interest
  • No application fee
  • Receive up to 70% loan-to-value
  • No escrow requirement
  • Available to members residing in IL, IN, WI and MO

APPLY NOW


*APR = Annual Percentage Rate. Home Stretch Mortgage Loans must be secured by Single Family Home, Condo, 2-4 Flat or townhome, owner occupied real estate, in IL, IN, MO or WI. Property insurance is required. Flexible payment options are available. For a 3% rate with a 15 year term, $6.91 times each $1,000 borrowed will equal your estimated monthly payment. (principal and interest only). Terms and conditions apply which are subject to change and may vary based on creditworthiness, qualifications, and collateral. Additional disclosures will be sent after application is received, please retain a copy for your records. Refer to hacu.org or call our loan department for additional information.

 

 
HOME STRETCH MORTGAGE REFI
*% as low as
APR 3.00%*

 View all loan rates

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