Built For What's Ahead
Prepare for tomorrow with a 13-month certificate that helps you reach your goals. Whether you're saving for retirement, education, or your next adventure, earn up to 3.80% APY* while enjoying the peace of mind that your savings are safe with us.
Why choose a CD?
- Higher, locked-in rate than most savings or money market accounts
- No risk from market ups and downs
- No temptation to dip into your savings before your goal
13-MONTH CD
*APY as high as
Why HACU
As a credit union we offer all the services of a bank and exist solely to benefit our member-owners, that's you, and our community. This allows us to offer rates of savings that surpass market standards, loan rates that are below average, and loan underwriting policies that are more flexible.
We're committed to helping all of our members bank healthy.
Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.
*APY=Annual Percentage Yield reflects the effective rate earned due to compounding of interest. Rate listed is accurate as of 03/1/2026 and is subject to change at any time without notice. Rate quoted of 3.80% APY applies to minimum CD balance of $25,000; for CD balances below $25,000, 3.60% APY applies. Compounded monthly; paid monthly. $500 minimum to open an account. Penalties apply for early withdrawal: 180 days dividends calculated on the amount withdrawn. Penalty may reduce earnings. At maturity, 13-month certificates will automatically renew for a term of 12 months at the prevailing rate. Terms and conditions may apply. Limited Time Offer. Please contact a Member Service Representative for details.
