HealthCare Associates Credit Union
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Helping you reach your financial goals.
Whether you're consolidating debt, improving your credit, or achieving a financial goal, personal loans from HealthCare Associates Credit Union can help turn your dreams into reality.
Perks of a personal loan with HACU:
This traditional personal loan offers you the flexibility to borrow money for unexpected expenses, debt consolidation, financial goals, and more—all without requiring a savings account as collateral.
*% as low as
APR
9.90%*
APPLY NOW
This is a great option if you're looking to boost your credit score or cover an important expense without dipping into your savings. With a Share Secured Loan, you can use your funds at HealthCare Associates to secure a loan at a low interest rate while still earning interest on your deposits. It’s a win-win!
4.00%*
Building or repairing credit takes time, but our Credit Builder Loan can help you get started while also boosting your savings.
Here's how it works:
While this loan won’t instantly fix your credit, it’s a solid step toward building or rebuilding your financial standing.
5.00%*
Compare loans with different monthly payments, loan amounts, interest rates, and terms.
Find out which loan provides you with the best value.
With so many financial products available, it can be challenging to know what kind of loan is right for you. A personal loan provides you with a lump sum to use for just about anything, then you repay it over fixed monthly payments.
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Personal Signature Loans:
*APR = Annual Percentage Rate. 9.90% APR is only available for Signature Loans with terms from 12-24 months. Rates vary based on credit score and not all borrowers will qualify for the lowest rate. Lowest APR 9.90%. Maximum APR 24.00%. Minimum term 12 months- Maximum term 60 months. Payment example: A Signature Loan with an interest rate of 9.90% = 12 monthly payments of $87.88 per $1,000 borrowed. Creditworthiness and terms determine your rate on a Signature Loan. Rates and offers are subject to change and cannot be combined with any other offers. Flexible payment options are available for qualifying members. Usual credit criteria apply. Contact HACU for complete details.
Secured Personal Loans:
*APR = Annual Percentage Rate. 4.00% APR is only available for Secured Personal Loans with terms from 12-24 months. Lowest APR 4.00%. Maximum APR 24.00%. Minimum term 12 months- Maximum term 60 months. Payment example: A Secured Personal Loan with an interest rate of 4.00% = 12 monthly payments of $85.12 per $1,000 borrowed. Rates and offers are subject to change and cannot be combined with any other offers. Flexible payment options are available for qualifying members. Usual credit criteria apply. Contact HACU for complete details.
Credit Builder Loans:
*APR = Annual Percentage Rate. 5.00% APR is only available for terms from 12-24 months. Minimum term 12 months- Maximum term 24 months. Payment example: A Credit Builder Loan with an interest rate of 5.00% = 12 monthly payments of $85.61 per $1,000 borrowed. Rates and offers are subject to change and cannot be combined with any other offers. Usual credit criteria apply. Contact HACU for complete details.
