Discover The Savings
With over 40 years of being one of the top-rated credit unions in Illinois, we don't just say we're the Healthy Way To Bank, we live it! Our members know it and our Member Savings Report is here to prove it.
At HealthCare Associates Credit Union (HACU), we focus on our members’ financial health – not on our bottom line. There is value in membership and we're here to show you the breakdown!
You've got over $8 Million reasons why you should become a member of HACU - $8,526,637 to be precise! That's how much we've saved our members just last year.
Average Savings by Account Type
On average, HACU members saved $256 each last year just by having their accounts with us versus a leading bank.
The more you have with us, the more you save.
Our market research demonstrates that the easiest way to save more is to do more with us. We know that the deeper our financial relationship is with you, the more you save. Members with one HACU account only saved an average of $70 annually whereas members with six accounts saved an average of almost $1000.
We reward your loyalty.
At HACU, we reward your loyalty by giving you even more financial value! A member loyalty discount is added to additional auto loans* with our members. Plus, the graph above clearly shows that the more products a member uses, the higher the return.
Ready to start banking the healthy way?
Below are the average annual savings for each of our products. Click to learn more and open your HealthCare Associates Credit Union (HACU) membership today.
OPEN YOUR MEMBERSHIP TODAY
AND SAVE AN AVERAGE OF $256
Apply for any product once you become a member:
INFORMATION ABOUT YOUR SAVINGS REPORT
SUMMARY: Your savings amount is an estimate and is for illustrative purposes only. This estimate illustrates projected savings for an entire year, regardless of when your account was opened.
CALCULATIONS: Financial institutions with comparable rate tiers and pricing structures were used to determine an average rate within each product type. Individual savings were then estimated by determining the difference between current HealthCare Associates Credit Union rates and the average rates, and then applying this differential to your HealthCare Associates Credit Union rates. In some rare cases, deposit and/or loan relationships were compared to the most similar product for which market rate information was available. Rates are subject to change at any time without notice.
The savings amount for all loan relationships, including credit cards, was determined based on balances as of 12/31/2021. If your balance is not carried over month to month, your savings amount would be less.
FEES: Fees were also taken into consideration when calculating the benefit associated with certain account relationships, using the average fees charged by competitors for that particular account, compared with the fees charged at HealthCare Associates Credit Union.
DATA: The rate and fee information was obtained from Curinos, New York, NY, www.curinos.com on 12/22/2021. Although the information provided by Curinos has been obtained from the financial institutions themselves, the accuracy cannot be guaranteed. For more details, please contact HealthCare Associates Credit Union at 800.942.0158.