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Lower your rate not your standards

Get the same low rate on a new, used and refinanced vehicle loan.

Apply in online banking

Your next car should fit your life and your budget.

With an HACU Everyday Auto Loan, you can secure a competitive rate while still taking advantage of dealer rebates and incentives. That means more flexibility, more savings, and financing designed around what matters most to you.

  • Low rates on new and used vehicles
  • Flexible terms up to 84 months
  • Up to 100% financing available
  • No payments for the first 90 days²
  • 0.25% member loyalty discount³

Apply in online banking

What others are saying

View All Testimonials
❛❛

I’m 18 and was looking for a low-interest car loan. Once I found HACU, I didn’t look back. I got approved for a great rate and couldn’t be happier with my loan and my car. Huge thanks to Amber. She was so kind, patient and made the whole process quick and easy!

Tommy

❛❛

I received a prompt response to my online application. Stacy clearly explained the loan process, verified some information, and told me exactly what to expect next. As always, it has been a pleasure working with HACU staff—they are knowledgeable and pleasant.

Dana M.

❛❛

I appreciate that I can call HACU to discuss any project I’m considering, whether it’s home repairs or purchasing a vehicle that requires a loan. I do comparative shopping, and I always find that HACU offers the best rates and advice that truly reflects my best interest. This surpasses all other resources I’ve tried. I’m consistently very pleased with the rates I receive on loans at HACU.

Mona M.

❛❛

Jeremy N. was incredibly kind and helpful in processing my loan. He explained everything clearly and in detail. I truly appreciate all of his assistance—thank you so much!

Veronica V.