Visa® Credit Cards — Low Rates & Big Rewards
Whether you're shopping online, booking travel, or managing everyday expenses, HACU credit cards give you the power to spend with confidence. Enjoy competitive low rates, robust security features, and a rewarding points program that turns your purchases into perks — all backed by the trust and service you expect from your credit union.
CREDIT CARDS
APR as low as
No Annual Fee
Low, Fixed Rate
Reward Points
Other Perks of HACU Credit Cards:
- No cash advance or balance transfer fees
- Same rate for purchases, cash advances, and balance transfers
- No foreign transaction fees
- Global ATM access
- Online payments & eStatements
- Real-time PIN customization: Activate your card and set your PIN instantly. Click here for step-by-step instructions.
- Fraud Monitoring: Protect your card with free fraud monitoring services for added security in case of loss or theft.
With the HealthCare Associates Visa Platinum card, you earn points for money you spend.
Earn Reward Points for purchases made with any of your HealthCare Associates Credit Union Visa Platinum Credit Cards.- Redeem your points (through My247 Digital Banking) for cash awards or gift cards from popular merchants. Review available choices in the Rewards Catalogue
- No enrollment necessary
- No annual fee
- For redemption questions, contact the Awards Redemption Center directly at 833.606.4220.
Safely build or re-establish your credit history with the HealthCare Associates Visa Platinum Secured card. This secured credit card works like any other card and is accepted worldwide.
- Earn Reward Points for purchases made with any of your HealthCare Associates Credit Union Visa Platinum Credit Cards.
- Redeem your points (through My247 Digital Banking) for cash awards or gift cards from popular merchants. Review available choices in the Rewards Catalogue
- No enrollment necessary
- No annual fee
- Enables you to build credit with a credit limit equal to your security deposit
- Credit limits from $500 up to $2,000
- For redemption questions, contact the Awards Redemption Center directly at 833.606.4220.
Are you new to the lending world and have little or no credit? Are you Looking to get your first Credit Card? We are happy to help with our First Time VISA Program designed for those who are looking to obtain their first major credit card.
- Low rates
- No annual fee
- Excellent way to establish a credit history
- Must be employed and with current employer for at least 6 months
- Set up automatic loan payments from your HACU checking account
To report a lost or stolen card call 888.297.3416
HealthCare Associates Branches
Conveniently located to serve your financial needs. Visit one of our locations today!
4710 W 95th Street, A2
Oak Lawn IL 60453
Mon 9am - 5pm
Tues 9am - 5pm
Wed 9am - 12:30pm
Thurs 8am - 6pm
Fri 8am - 6pm
Sat 9am - 12:30pm
Sun Closed
249 South River Road
Des Plaines, IL 60016
Mon 9am - 5pm
Tues 9am - 5pm
Wed 9am - 12:30pm
Thurs 9am - 6pm
Fri 9am - 6pm
Sat & Sun Closed
27W460A Chicago Ave.
Winfield, IL 60190
Mon 9am - 5pm
Tues 9am - 5pm
Wed 9am - 1pm
Thurs 9am - 6pm
Fri 9am - 6pm
Sat 9am - 1pm
Sun Closed
Traveling? For your security, when your HACU Visa credit or debit card is being used in an unfamiliar location, we may put a temporary block on your card to prevent potential fraudulent transactions.
In order to ensure uninterrupted and worry-free card service during your travels, please give us a quick call at 800.942.0158 to let us know of your travel plans.
Credit Cards/Visa Debit Check Cards:
*APR= Annual Percentage Rate and is based on creditworthiness and ability to repay. Rates, terms, and conditions are subject to change at any time.
Cash Rewards and gift cards are distributed through Reward Points powered by RAZR. Learn more about Reward Points program rates, fees and other cost information by reviewing the terms & conditions. For more details contact HACU or visit HACU Rewards.
