Checking Accounts

Totally Free Checking gives you more freedom

There is no minimum balance requirement, and members enjoy additional benefits, such as ...

  • FREE unlimited check-writing
  • FREE online check images
  • FREE box of basic checks per year
  • FREE VISA Debit/Check Card with Rewards Points
  • FREE Online bill bay & presentment
  • FREE fraud monitoring options with your Debit/Check Card
  • FREE My247 Digital Banking with account access, eStatements, e-mail alerts and MORE
  • FREE unlimited Point of Sale Transactions with your Debit/Check Card
  • FREE unlimited ATM withdrawals at HealthCare Associates ATMs -- plus 4 free ATM transactions every month elsewhere
  • FREE Telephone Teller to obtain balances, transfer funds, make withdrawals, request stop payments, learn if a check cleared
  • FREE Checking Account protection options

Members also have the freedom to make deposits into their checking account:

  • Through Direct Deposit or Payroll Deduction
  • Remote Deposit Capture through DeposZip
  • Using a deposit-taking ATM
  • By mail
  • At a HACU branch location
  • From other financial institutions using External Transfers -- available through My247

Interested in opening an account? Visit a branch, call us at 630.276.5555, or send us a product inquiry email below.


Order Personal Checks & Accessories


Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.
*APY=Annual Percentage Yield reflects the effective rate earned due to compounding of interest. Terms and conditions may apply. Please contact a member service representative for details.