Business Credit Cards

Business Credit Cards

No annual fee, plus the power to choose

Credit cards are one of the biggest sources of financing for small-business owners, with over 40 percent of small businesses having used credit cards to help finance capital needs.

With a Business Credit Card from HealthCare Associates you can make sure your business has everything it needs.

All HACU Business Credit Cards Feature

• No annual fee
• Reward Points
• A 25-day grace period
• Low fixed rates
• Generous credit limits
• No cash advance or balance transfer fees
• Same rate on purchases, cash advances and balance transfers
• No fees for purchases outside the U.S.
• Easy access to cash at ATMs around the world
• Online payments and eStatements
• My 247 Digital Banking with Bill Pay 
• Real-Time Customized PIN option
  • When you receive your new HACU card you can activate your card and change your PIN to your preferred code almost instantly.  Click here for step by step instructions
• Extra benefits on your purchases
  • Extra benefits on your purchases
    Norton Lifelock ID Theft and PostMates. (coming in July 2021)
• Fraud Monitoring
  • Your security is important to us.  We offer our members multiple free fraud monitoring services. Add an extra layer of security to make it harder for someone else to use your Visa card in the unfortunate event your Visa card or account number is lost or stolen.

Visa Platinum, Platinum Select & Platinum Elite

With the HealthCare Associates Visa Platinum card, you earn points for money you spend.

• Earn Reward Points for purchases made with any of your HealthCare Associates Credit Union Visa Platinum Credit Cards.
• Redeem your points (through My247 Digital Banking) for cash awards or gift cards from popular merchants.  Review available choices in the Rewards Catalogue 
• No annual fee
• For redemption questions, contact the Awards Redemption Center directly at 833.606.4220

Visa Platinum Secured

Safely build or re-establish your credit history with the HealthCare Associates Visa Platinum Secured card. This secured credit card works like any other card and is accepted worldwide.

• Enables you to build credit with a credit limit equal to your security deposit
• Credit limits from $500 up to $2,000
• Earn Reward Points for purchases made with any of your HealthCare Associates Credit Union Visa Platinum Credit Cards.
• Redeem your points (through My247 Digital Banking) for cash awards or gift cards from popular merchants. Review available choices in the Rewards Catalogue
• No annual fee
• For redemption questions, contact the Awards Redemption Center directly at 833.606.4220

Service & Support

• Request a Visa credit limit increase
• To report a lost or stolen card call 888.297.3416
• Fraud Security

*According to the National Small Business Association's 2012 Survey of Small and Mid-Sized Businesses.