Nurse at home in her kitchen

Everyday banking

You’ve got a lot to juggle. That’s why we make our banking simple, easy to access and rewarding — adding value to both your balance and your everyday life.

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Your everyday banking journey

Strong financial habits start with the basics. With the right account and a clear plan, managing your money becomes simpler and more within reach.

01

Set your goal

02

Choose the
right account

03

Open your account

04

Spend & save
with confidence

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Everyday banking options

Free checking

Open a Free Checking account today and enjoy 3.00% APY1 along with rewards points when you use your Visa check/debit card.

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Free checking as high as APY1 3.00%

Perks of HACU free checking:

  • No minimum balance
  • No monthly fees
  • 3.00% APY1
  • Earn rewards with every purchase*

Savings accounts

Your savings account is the starting point for your membership at HealthCare Associates Credit Union. More than a traditional savings account, it represents your ownership and opens the door to our full range of financial products and services.

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Saving account As high as APY2 0.05%

What to know about our savings account:

  • $5 minimum deposit opens your account and establishes membership.
    Care Team tip: This one-time deposit makes you an owner of the credit union.
  • Balances over $100 earn interest.
  • Access your money anytime with unlimited deposits and withdrawals through online banking & mobile banking, thousands of ATMs, and shared branches nationwide.
    Care Team tip: Shared branching lets you access your account at other credit unions across the country.
  • We offer a Christmas Club Savings to help you set aside money throughout the year for holiday expenses.

Premier Money Markets

Your Premier Money Market account is a flexible way to grow your savings while still keeping your money within reach. It’s ideal for members who want to earn more than a traditional savings account while maintaining easy access to their funds.

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Premier Money Market As high as APY3 0.90%

What to know about a Premier Money Market account:

  • Earn higher interest rates than standard savings.
    Care Team tip: Money market accounts typically earn more because they require higher balances.
  • Tiered interest means the more you save, the more you earn.
  • Top-tier rates available for balances of $100,000 or more.
  • Access your funds with up to three (3) checks per month (minimum $500 each).
    Care Team tip: This limit helps your savings earn higher dividends while still giving you flexibility.
  • Easily transfer funds to another HACU account using online banking.

What others are saying

View All Testimonials
❛❛

Gaby went above and beyond helping me open my new account. She pointed out banking options I didn’t even know I needed and was so patient the whole time. Her knowledge is incredible, and she made everything easy to understand. Thank you so much, Gaby — I couldn’t have done it without you!

Lenore

❛❛

Jennifer went above and beyond helping me. She even followed up with me with a call back, explaining more saving options. Great service!

Kenny

❛❛

Gaby went above and beyond in helping me open a new account. She guided me through banking needs I didn’t even know about and was incredibly patient throughout the process. Her knowledge is truly impressive. Thank you so much, Gaby. I couldn’t have done it without you!

Lenore W.

❛❛

Bri was very helpful with our recent transaction. She was very kind. She is one of the reasons we continue to bank with HACU.

Jeffery L.

❛❛

I am a proud member and wouldn’t go anywhere else. As a longtime member, HACU has never disappointed me. I’m also glad that services can be done online— it’s a definite win!

Pamela S.

❛❛

Gwyn was so helpful and had all the answers! I’m getting a large pension check and had a lot of questions about things like money markets and rates. She made everything easy to understand and was super personable—even sharing her direct email at HACU to make things simple.

Kathleen G.

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