home equity loans

Upgrade Your Home With A Home Equity Loan

Finally time to finish your basement? Is your kitchen in need of a facelift? Been putting off that dream vacation or wedding? With a home equity loan from HACU, you can cover any expense - big or small, without disrupting the low rate of your first mortgage. 

 

HOME EQUITY
*% as low as based on prime
APR 6.99%*
 

HACU home equity loans and lines of credit come with many benefits, including:

  •    No upfront costs
  •    No annual fee
  •    Use for primary or second homes
  •    Fixed rate available 

 

 


Why HACU

As a credit union, we offer all of the services of a bank and exist solely to benefit our member-owners, that's you, and our community. This allows us to offer rates of savings that surpass market standards, loan rates that are below average, and loan underwriting policies that are more flexible. 

We're committed to helping all of our members bank healthy.

GET STARTED


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Why HACU

As a credit union, we offer all of the services of a bank and exist solely to benefit our member-owners, that's you, and our community. This allows us to offer rates of savings that surpass market standards, loan rates that are below average, and loan underwriting policies that are more flexible. 

We're committed to helping all of our members bank healthy. 

GET STARTED


*APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral. Property insurance is required. Home Equity Loans and Home Equity Lines of Credit must be secured by owner occupied real estate, in IL, IN, MO and WI. Minimum $5,000 to open a Home Equity Loan or Line of Credit. Minimum Loan/Line amount of $25,000 in new money to avoid closing costs. If you should close your Home Equity Line of credit within 24 months, you must reimburse HACU for bona-fide third party fees up to $900. For loan/line amounts of less than $25,000 you will pay processing costs up $900. Refer to hacu.org or call our loan department for additional information. Additional disclosures will be sent after application is received, please retain a copy for your records. Payment example: 12-month term rate of 6.99% APR, $86.55 per $1,000 borrowed.