Checking:
*Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions. APY = Annual Percentage Yield. Business Checking accounts are not eligible for the high interest return. The dividend rate and APY may change at any time. No minimum balance required to earn the 3.00% APY. Monthly requirements to earn 3.00% APY: direct deposit equal or greater than $500, a minimum of 12 Debit/Check Card transactions per month (Pending transactions and ATM transactions not included), enroll in My247, login once monthly, and consent to receive e-Statements. Balances up to $10,000 will earn the stated rate and the portion of the balance over $10,000 will not earn dividends. Fees could reduce earnings. Terms and conditions may apply.
Visit hacu.org and use the ATM & Branch Locator on our home page to find an ATM or Branch near you. Please note that you will need your Account Number and a valid photo ID to visit a shared branch and we advise calling ahead to verify their hours. Shared branch facilities are equipped to handle standard transactions. Fees may apply for other services. Surcharge-Free ATMs are available through Allpoint, STARsf, Alliance One, Pulse/MoneyPass networks. These networks may overlap and are subject to change at any time.
Rewards Points on signature based credit and debit card purchases. Cash advances, PIN and POS transactions, gambling and car dealership purchases are not eligible. Earn one point for every four dollars spent. Gift cards and cash awards are distributed through Rewards points powered by Extra Rewards.