Home Purchase Basics

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Welcome to the Journey of Homeownership!

Embarking on the path to owning a new home is an exciting step, and we congratulate you on your decision! Whether you're a seasoned buyer or a first-timer, this journey holds significant importance. We're here to guide you with valuable information that will serve as your compass.

Guidance for Your Venture

The decision to buy a home often stands as one of the most substantial financial commitments you'll make. Ensuring you navigate this process with precision while keeping a keen focus on the particulars is paramount. Supported by your dedicated Real Estate Agent and Loan Officer, this adventure can and should be streamlined, enjoyable, and ultimately, a gratifying accomplishment.

Count on your Real Estate Agent to:

Preview available homes to weed out those that are overpriced, or undesirable in some other way.
Present the homes that suit your needs as you've defined them.
Help you determine the difference between a "good buy" and a property that, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future.
Negotiate the best deal for you - with a pre-qualification letter from us, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower.

Count on your Mortgage Broker and Loan Officer to:

Assist you in selecting the best loan to meet your personal situation and goals.
Keep you informed of your loan status throughout the entire process.
Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and us; only deal points and progress are shared).
Get the appropriate loan for you at the best rates and fees.

Count on yourself to:

Keep your Real Estate Agent informed of any questions or concerns as they develop.
Keep the process moving by providing documentation and decisions as soon as reasonably possible.
Enjoy purchasing your home but do remain objective throughout -- to make the business decisions that are best for you.
Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.

Call 630.383.0121 for a free consultation.

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