As a credit union, we have members, not customers. As a not-for-profit cooperative, we are dedicated to providing superior financial value through high returns on deposits and low rates on loans.

Forgot Username?
Forgot Password?
Routing Number: 271992183

Helpful Tip

If you need help or have questions regarding your login credentials, please contact us at 800.942.0158 or 630.276.5555.


Student Loans


Student Loans - Private loans & Refinancing

Student Loans Icon

Whether you’re just starting school or looking to go back to further your studies, paying for a college education is expensive. That’s why we offer Private Student Loans that may help you finance your future degree with options that could allow you to cover not only your tuition but also housing, meal plans, books or other education-related expenses.  

Out of school and paying back your loans? Our Student Refinancing Loans may help consolidate existing student loan debt.

Pay For School

HACU’s variable-rate Private Student Loan may help you pay for education expenses not covered by your scholarships and financial aid package.

Proceeds from these loans may be used for all qualified school expenses, including tuition, books, qualified room & board, and technology.

APPLY NOW or View rates and learn more

Refinance and Consolidate Your Student Loan Debt

Apply now to simplify your monthly finances and save money with HACU’s Student Loan Refinancing program that helps you consolidate existing student loan debt.

Choose between a fixed or variable rate option and enjoy the convenience of one monthly payment.

APPY NOW or View rates and learn more

Private Student Loan *Terms and conditions apply, full disclosures will be provided as your loan is processed and are available upon request. Private student loans are credit-based loans for college that are used to pay for qualified educational expenses including tuition, room and board, books, and other school related expenses. Private student loans should be used as supplemental funding after exhausting all sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit 
Student Loan Refinancing *Terms and conditions apply, full disclosures will be provided as your loan is processed and are available upon request. Federal Student Loan Notice IMPORTANT NOTICE REGARDING THE REFINANCING OF YOUR FEDERAL STUDENT LOANS WITH A CUGRAD PRIVATE STUDENT LOAN CONSOLIDATION Please be aware that you may potentially lose certain benefits associated with your federal student loans by refinancing such federal loans with a private student loan consolidation. These benefits may include favorable repayment options, low and fixed interest rates, extended loan terms, and loan forgiveness. We strongly advise that you seek professional advice and examine your benefits and options before refinancing your federal loans. It is important to us that you are comfortable with potentially forfeiting benefits that may not be offered through our consolidation loan.  Student loan and refinancing options are available through our trusted partner LendKey. 

View All Loan Rates


ATM & Branch Locator

Find a Branch or ATM Near You.
Find a Branch or ATM near You with the following search criteria: