Mortgage loan calculator

Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the "Report" button for a full yearly or monthly amortization schedule.

Keeping your account safe & secure

As a reminder, HACU will never call or text you to request your account credentials or debit card information. If you receive a call or text asking for this information, hang up or ignore the message. If you have provided this information via call or text, contact HACU directly at (800) 942.0158.

Home equity loan vs. refinancing

As a reminder, HACU will never call or text you to request your account credentials or debit card information. If you receive a call or text asking for this information, hang up or ignore the message. If you have provided this information via call or text, contact HACU directly at (800) 942.0158.

Webinar: The path to homeownership

In this webinar, we discussed different factors to consider when embarking on the homebuying journey.​

Home equity line of credit basic

As a reminder, HACU will never call or text you to request your account credentials or debit card information. If you receive a call or text asking for this information, hang up or ignore the message. If you have provided this information via call or text, contact HACU directly at (800) 942.0158.

Renting vs. buying a home

Whether you’re a Millennial or a Gen Xer, you may be facing the same question: Should I rent or buy? Today, we are going to look at some of the pros and cons of buying and renting a home and, hopefully, help you decide what’s better for you.

Choosing the right auto loan

Choosing the right vehicle loan is about more than just finding the best interest rate or lowest payment. There are many considerations.

Using credit cards responsibly

As a reminder, HACU will never call or text you to request your account credentials or debit card information. If you receive a call or text asking for this information, hang up or ignore the message. If you have provided this information via call or text, contact HACU directly at (800) 942.0158.

10 things to never buy with a credit card

As a reminder, HACU will never call or text you to request your account credentials or debit card information. If you receive a call or text asking for this information, hang up or ignore the message. If you have provided this information via call or text, contact HACU directly at (800) 942.0158.

Questions to ask before applying for a card

As a reminder, HACU will never call or text you to request your account credentials or debit card information. If you receive a call or text asking for this information, hang up or ignore the message. If you have provided this information via call or text, contact HACU directly at (800) 942.0158.

When does it make sense to get a personal loan?

With so many financial products available to choose from, it can be challenging to know what kind of loan, if any, is right for you. When sorting through your options, you may find that a personal loan is the one that best fits your needs. A personal loan provides you with a lump sum—a large payment made at one time, as opposed to broken up installments—to use for just about anything. You then repay that loan over a series of fixed monthly payments.

How can personal loans help you in a financial crunch

Whenever you're in a financial crunch, you're under a lot of pressure. Be it due to a medical emergency, a mechanical breakdown within your home, or something else, we tend to go into a bit of a survival mode to navigate these unexpected situations. We may then look at our available resources and try to find the fastest way to tend to the difficulty at hand.

Five benefits of consolidating credit card debt to a personal loan

Credit cards are convenient to use, but if you find yourself struggling to make multiple credit card payments each month, you might want to consider consolidating your debt.

How to determine your equity

As a reminder, HACU will never call or text you to request your account credentials or debit card information. If you receive a call or text asking for this information, hang up or ignore the message. If you have provided this information via call or text, contact HACU directly at (800) 942.0158.

Planning a vacation? Here's a smarter way to pay for It

We all need a break now and then and sometimes that means booking a well-deserved trip. But while the memories may last forever, high-interest credit card debt definitely shouldn't. If you're already planning a vacation, it's worth considering a more cost-effective way to pay: a low-rate personal loan.​